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The FinTech Reboot Solar Has Been Waiting For
What happens when local banks finally start playing ball in solar lending? Ravi Mikkelsen is here to tell us.
In this “Where Are They Now” episode, we reconnect with Ravi Mikkelsen, the co-founder and CEO of Atmos Financial, who first joined SunCast in 2021. Since then, the solar financing world has been flipped on its head—rising interest rates, shifting policies, and a return to leases have left installers and homeowners alike with questions and headaches. Ravi has been quietly building an answer in the form of a fintech platform that bridges the gap between traditional banking and solar projects.
"We’ve seen loans with dealer fees as high as 51%. That’s not financing—it’s theft." - Ravi Mikkelsen
If you’ve ever wondered why solar loans still feel so complicated—or what it would take to truly democratize clean energy finance—this is your episode.
🔹 Why solar loans are getting more expensive—even as hardware costs fall
🔹 How dealer fees can wipe out the homeowner’s tax credit benefit
🔹 The return of leases—and what that says about market conditions
🔹 Why Atmos is moving out of deposits and doubling down on lending
Tune in to hear how Atmos is powering the next wave of solar finance by making it easier, cheaper, and more transparent—for everyone involved.
RESOURCES:
Connect with Ravi Mikkelsen:
Check out Atmos Financial:
Links Mentioned:
"Our goal was simple: turn 100,000 global lenders into climate lenders. That’s the only way we reach $6 trillion a year for clean energy." - Ravi Mikkelsen
Noteworthy Quotes:
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Nico Johnson
Entrepreneur & Podcaster
In my 20 year career, I've worked with dozens of entrepreneurs, intrapreneurs and professionals in transition to clarify their mission, set or stretch their goals, and work through the barriers to their growth.
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